13
5(&,3(6
526(0$5<)/$9285('67($.6
)RUIRXUSHUVRQV
JUVWHDNV
IUHVKURVHPDU\
IUHVKVDJH
RLO
EODFNSHSSHUFRUQV
VDOW
7KRURXJKO\UXEWKHVWHDNVRQERWKVLGHVZLWKWKHIUHVKURVHPDU\
DQGDIHZVDJHOHDYHV&UXVKWKHSHSSHUFRUQVDQGPL[ZLWK
WKHRLORQDSODWH$OWHUQDWHO\OD\HDFKVLGHRIWKHVWHDNVLQWKLV
PL[WXUH&RRNZLWKWKHJULOOLQJUDFNLQWKHORZHUSRVLWLRQIRU
PLQXWHVWXUQLQJDIWHUKDOIWKHFRRNLQJWLPH6DOW
*5,//('&+,&.(1
)RUIRXUSHUVRQV
FKLFNHQ
)RUWKHPDULQDGH
2LOOHPRQVDOWDQGSHSSHU
&XWWKHFKLFNHQRSHQDORQJWKHEDFNDQGÁDWWHQ0DULQDWH
WKHFKLFNHQLQDPL[WXUHRIWKHRLOWKHOHPRQMXLFHVDOWDQG
SHSSHUIRUDERXWDKDOIKRXU&RRNRQWKHJULOOLQJUDFNLQWKH
ORZHUSRVLWLRQIRUDERXWPLQXWHVWXUQLQJRFFDVLRQDOO\DQG
EDVWLQJZLWKWKHPDULQDGH
$33/(6$1'3,1($33/(
)RUIRXUSHUVRQV
FRRNLQJDSSOHV
VOLFHVRISLQHDSSOH
YRGNDRUUXP
FDQGLHGFKHUULHV
WDEOHVSRRQVVXJDU
:DVK GU\ DQG FRUH WKH DSSOHV )LOO ZLWK D PL[WXUH RI
WHDVSRRQVXJDUSLQHDSSOHSLHFHVDWDEOHVSRRQRIYRGNDRU
UXPDQGDNQRERIEXWWHU7RSHDFKZLWKDFDQGLHGFKHUU\DQG
ZUDSLQDOXPLQXPIRLO&RRNRQWKHUDLVHGJULOOLQJUDFNIRU
PLQXWHVWDNLQJFDUHWKDWWKHOLTXLGGRHVQRWOHDNRXW
+$0%85*(56:,7+2/,9(6$1'&+((6(
)RUIRXUSHUVRQV
JUPLQFHGEHHI
EODFNROLYHV
JU(PPHQWKDOFKHHVH VDOWDQGSHSSHU
WHDVSRRQVFDSHUV
:RUFHVWHU6DXFH
0L[DVPDOODPRXQWRIWKH:RUFHVWHU6DXFHVDOWDQGSHSSHU
LQWRWKHPHDW0DNHHLJKWKDPEXUJHUSDWWLHVDQGÁDWWHQ3ODFH
WKHFKRSSHGROLYHVDQGFDSHUVDQGVPDOOSLHFHVRUVWULSVRI
FKHHVHRQIRXURIWKHKDPEXUJHUVFRYHULQJZLWKWKHRWKHU
IRXUSDWWLHVSUHVVLQJWRÁDWWHQ&RRNWKHKDPEXUJHUVZLWKWKH
JULOOLQJUDFNLQWKHORZHUSRVLWLRQDQGIRUPLQXWHVWXUQLQJ
DIWHUKDOIWKHWLPH7KHÀOOLQJRIWKHVHWDVW\KDPEXUJHUVPXVW
EHWKRURXJKO\FRRNHGDQGWKHFKHHVHPHOWHG
63,77('&2&.7$,/$33(7,=(56
)RUVL[SHUVRQV
VPDOOVDXVDJHV
VOLFHVRIEDFRQ
GULHGSUXQHV
5HPRYHWKHSLWVIURPWKHSUXQHV&XWWKHEDFRQVOLFHVLQWR
SLHFHVDQGZUDSWKHPDURXQGWKHSUXQHV$OWHUQDWHO\SODFH
EDFRQZUDSSHGSUXQHVDQGVDXVDJHVRQZRRGHQVNHZHUV
&RRNIRUDERXWPLQXWHVWXUQLQJDIWHUKDOIWKHWLPH
720$72(63(33(56&285*(77(6
$8%(5*,1(6
3HUSHUVRQ
WRPDWR
SHSSHU
FRXUJHWWH
DXEHUJLQH
RLO
VDOWDQGSHSSHU
&XWHDFKYHJHWDEOHLQKDOIEUXVKZLWKRLOVDOWDQGSHSSHU
3ODFHRQWKHJULOOLQJUDFNLQWKHUDLVHGSRVLWLRQ&RRNIRU
PLQXWHVWXUQLQJRFFDVLRQDOO\
678))('6$5',1(6
)RUIRXUSHUVRQV
NJVDUGLQHV
JDUOLF
SDUVOH\
RLO
VDOWDQGSHSSHU
)DLUO\ODUJHVDUGLQHVDUHSUHIHUDEOH5HPRYHWKHKHDGVFXW
RSHQDQGUHPRYHWKHERQHV)LOOWKHÀVKZLWKWKHFKRSSHG
JDUOLFDQGSDUVOH\3UHVVOLJKWO\WRFORVHDQGEUXVKZLWKRLO
3ODFHRQWKHJULOOLQJUDFNLQWKHORZHUSRVLWLRQDQGFRRNIRU
PLQXWHVRQHDFKVLGH
0DQ\RWKHUW\SHVRIÀVKFDQEHSUHSDUHGLQWKLVPDQQHUIRU
H[DPSOHWURXWEDVVVHDEUHDPJURXSHUHWF
*5,//('&+,&25<
)RUIRXUSHUVRQV
EXQFKHVRIFKLFRU\
RLO
VDOWDQGSHSSHU
VDOWDQGSHSSHU
'LVFDUGWKHRXWHUOHDYHVRIWKHHDFKEXQFKRIFKLFRU\DQGFXW
LWLQWRTXDUWHUV%UXVKZLWKRLODQGSODFHRQWKHJULOOLQJUDFN
LQWKHUDLVHGSRVLWLRQ&RRNIRUPLQXWHV6DOWDQGSHSSHU
DIWHUFRRNLQJ
$1*/(5),6+2163,76
)RUVL[SHUVRQV
DQJOHUÀVKDERXWNJ UHGSHSSHU
JUHHQSHSSHU
WDEOHVSRRQVRLO
MXLFHRIKDOIOHPRQ
VDOWDQGSHSSHU
&XWWKHÀVKLQWRFPFXEHVDQGWKHSHSSHUVLQWRVTXDUHV3ODFH
DOWHUQDWHO\RQZRRGHQVNHZHUVDQGEUXVKZLWKWKHPL[WXUHRI
RLOOHPRQMXLFHDQGVDOWDQGSHSSHU&RRNRQWKHJULOOLQJUDFN
LQWKHORZHUSRVLWLRQIRUPLQXWHVWXUQLQJRFFDVLRQDOO\
7%21(67($.6
)RUIRXUSHUVRQV
JU7ERQHVWHDNV
0DULQDWHWKHPHDWIRUDIHZPLQXWHVLQDOLWWOHRLOVDOWDQG
SHSSHU &RRN IRU PLQXWHV RQ HDFK VLGH ZLWK WKH JULOOLQJ
UDFNLQWKHORZHUSRVLWLRQ