Introducing the Real Estate Master IIx and
. . .
Qualifier Plus IIx . . . . . . . . . . . . . . . . . . . . . .3
Key Definitions . . . . . . . . . . . . . . . . . . . . . . .4
Operating Basics . . . . . . . . . . . . . . . . . . . . .12
Decimal Place Selection . . . . . . . .12
Basic Math . . . . . . . . . . . . . . . . . .12
Percent Calculations . . . . . . . . . . .13
Memory Functions . . . . . . . . . . . .13
Date Function . . . . . . . . . . . . . . .14
Mortgages & Real Estate Loans . . .15
Sales Price/Down Payment . . . . . .20
Taxes & Insurance/PITI Payment .21
Amortization & Remaining Balance 27
Future Value . . . . . . . . . . . . . . . .34
Trust Deeds & Discounted Notes .35
APR & Total Finance Charges . . . .37
Odd Days Interest & APR . . . . . . .39
Bi–Weekly Loans . . . . . . . . . . . . .41
Adjustable Rate Mortgages . . . . . .42
Qualifying–Qualifier Plus IIx Only 46
Appendix . . . . . . . . . . . . . . . . . . . . . . . . . .59
Default Settings . . . . . . . . . . . . . .59
Battery & Auto Shut–Off . . . . . . . .59
Error Codes . . . . . . . . . . . . . . . . .59
Warranty & Repair . . . . . . . . . . . .60
How to Reach CII Headquarters . .63
T
ABLE OF
C
ONTENTS
2 — Real Estate Master
®
IIx/Qualifier Plus
®
IIx