#274 1(9 28(1
2?2 F<B 0.; 3.:696.?6@2 F<B?@293 D6A5 F<B? ;2D <C2;
(52 0<;A?<9 =.;29 .;1 A52 6;16C61B.9 0<;A?<9@ .?2
2E=9.6;21 52?2 ,<B D699 36;1 6;3<?:.A6<; ./<BA A52
0<<86;4 0<:=.?A:2;A .;1 A52 .002@@<?62@
2?2 6@ .; <C2?C62D <3 A52 0<;A?<9 =.;29
2=2;16;4 <; A52 .==96.;02 :<129 6;16C61B.9
12A.69@:.F 16332?
C<1B7=< A3:31B=@
)3;>3@/BC@3 A3:31B=@
)7;3@
(52 0<;A?<9 8;</@ .?2 ?2A?.0A./92 (< =<= 6A 6; <? <BA
=?2@@ A52 0<;A?<9 8;</ D52; 6; A52 G2?< =<@6A6<;
21642/ 3$1(/
21642/ .12%5
Summary of Contents for HBR21B3.0J
Page 47: ... 26 5 ...
Page 48: ... 26 5 ...