5. Financial Transactions
5.1
Card and Transaction Types
A financial transaction involves the transfer of funds between a cardholder's account and your own business
account. For example, a credit card Purchase transaction moves funds from the credit cardholder's account to
your business account, and a debit card Refund moves funds from your business account to the debit
cardholder's chequing or savings account.
The Moneris Vx810 Duet Point of Sale terminal can process various financial transactions on a number of card
types. The matrix below displays the supported card types and the transactions each card type supports.
Transaction/ Card
Type
Magnetic
Stripe Cards
Chip Cards
Contactless
Cards
Private
Label
Cards
Pre-paid credit
cards
Debit
Credit
Debit
Credit
Debit/Credit
Credit
Swipe only
Purchase
Y
Y
Y
Y
Y
Y
Y
Refund
Y
Y
Y
Y
Y
Y
Y
Correction
(Void)
Y
Y
Y
Y
N
Y
Y
Pre-
Authorization
N
Y
N
Y
N
Y
N
Pre-
Authorization
Completion
N
Y
N
Y
N
Y
N
Pre-
Authorization
Deletion
N
Y
N
Y
N
Y
N
Advice
N
Y
N
Y
N
N
N
Payment
N
N
N
N
N
Y
N
Balance Inquiry
N
N
N
N
N
N
Y
IMPORTANT: It is the merchant’s responsibility to ensure that proper card processing procedures
are followed at all times. Please refer to your Merchant manuals and the Terms & Conditions of
your Merchant Agreement for details.
The Moneris Merchant Operating Manual, covering credit card procedures, is available for free
download at
. Scroll down to the 'Other' section and select "Merchant
Operating Manual".
Moneris Vx810 Duet Operating Manual
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