(QJOLVK
7KDQN\RXIRUSXUFKDVLQJWKLV3DQDVRQLFSURGXFW
3OHDVHUHDGWKHVHLQVWUXFWLRQVFDUHIXOO\EHIRUHXVLQJWKLV
SURGXFW3OHDVHNHHSWKLVPDQXDOIRUIXWXUHUHIHUHQFH
,QFOXGHGLQVWDOODWLRQ,QVWUXFWLRQV
'HXWVFK
:LUGDQNHQ,KQHQIUGHQ.DXIGLHVHV3DQDVRQLF3URGXNWV
%LWWHOHVHQ6LHGLHVH$QZHLVXQJHQYRUGHU%HQXW]XQJGLHVHV
3URGXNWVVRUJIlOWLJGXUFK%LWWHEHZDKUHQ6LHGLHVH$QOHLWXQJIU
VSlWHUH%H]XJQDKPHDXI,QVWDOODWLRQVDQOHLWXQJHQWKDOWHQ
1HGHUODQGV
+DUWHOLMNGDQNYRRUXZDDQNRRSYDQGLW3DQDVRQLFSURGXFW
/HHVGH]HDDQZLM]LQJHQDDQGDFKWLJGRRUYRRUGDWXGLWSURGXFW
LQJHEUXLNQHHPW%HZDDUGH]HKDQGOHLGLQJYRRUODWHUHQDVODJ
,QFOXVLHILQVWDOODWLHKDQGOHLGLQJ
)UDQoDLV
1RXVYRXVUHPHUFLRQVG¶DYRLUDFKHWpXQSURGXLW3DQDVRQLF
9HXLOOH]OLUHFHPRGHG¶HPSORLDWWHQWLYHPHQWDYDQWG¶XWLOLVHUFH
SURGXLW3ULqUHGHFRQVHUYHUFHPRGHG¶HPSORLSRXUWRXWHUpIpUHQFH
XOWpULHXUH,QVWUXFWLRQVG¶LQVWDOODWLRQLQFOXVHV
2SHUDWLQJ,QVWUXFWLRQV
5HIULJHUDWRU)UHH]HU
+RXVHKROGXVH
0RGHO1R
15%1&;
15%1&:
(QJOLVK
'HXWVFK
1HGHUODQGV
)UDQoDLV